A credit report is a report that provides information about you, your past and present credit activities and any negative action that has been taken against you for unpaid or late bills. Your credit score has become extremely important over that last few decades as everything from approval for a home mortgage to an offer of employment has become contingent on a satisfactory report. Read more
Finance Article written by Editorial Staff at www.collegeplastic.com
When it comes to saving, borrowing and investing, the amount of financial jargon involved can be enough to make anyone’s head spin. But at some point in your life, you’re likely to need to know about one or all three of these aspects of finance. Read more
College can be a joy but it also brings a lot of challenges. College students’ greatest challenge aside from getting good grades is to meet the rising costs of getting an education. It is for this reason so many college aged students are drawn in by the thought of getting a credit card. Read more
By College Plastic – Student Credit Cards
Your student credit card served its purpose and got you through many tough times in college. Now you’re about to graduate what do you do about that low limit credit card with its unbelievably high interest rate? Should you now ditch the card… Read more
If given a choice between owing a credit card debt or student loan most people would select a student loan. Federal Student loans are supposed to offer low interest rates under good terms but for many the interest rates are so high and the terms of payment are so unreasonable that they are resorting to the use of credit cards to fund their educational expenses. Read more
The introduction of new consumer protection laws (CARD Act) means that persons under the age of 21 are unable to open a credit card account unless they can prove that they are earning an income to repay the bill. Although this act is put in place to protect students it means that parents will have to help their children get the credit they need. Read more